Apply For Financing

Apply for Auto Financing in Freehold, NJ

Picking out your new Kia or pre-owned car is only the first step in the car buying process; there are a few more steps you’ll need to take before you can drive off the lot. One of the most critical points in the purchase being figuring out how to pay for your new vehicle. While there are unique cases in which customers are able to pay upfront in cash, this is typically and understandably not usually the case. Most customers require auto financing.

At Raceway Kia, we offer a number of free, useful online tools to determine how much you will need to borrow in order to complete the purchase of a new vehicle. Plus, you can find our entire auto loan application online as well. By applying online before even heading to the dealership, you can get pre-approved for a specific loan amount, allowing you to know your exact buying power before even considering which model you want.

What is Your Car Budget?

When it comes time to get a new car and start researching models, it is important to take some time to figure out your total buying power. By working with us at Raceway Kia, you have access to a number of tools that allow customers to determine their total budget, as well as the amount they will need to borrow in order to complete the purchase. 

We offer an online car payment calculator which allows you to determine how much you will need to spend monthly on the model you are considering based on your specific credit score, desired loan term, down payment, and vehicle trade-in. Speaking of vehicle trade-ins, are you looking for a way to leverage your current car towards your purchase? You can get an estimated trade-in value of your car based on current comps and demand right on our site as well. Just fill out some basic information such as make, model, and year, and we will get back to you with an estimate. There are many ways to pay for your vehicle, but by using our online tools, you can figure out which combination of ways works best for you.

If I Have Bad Credit History, Can I Still Get an Auto Loan?

Things happen. Sometimes your credit will take an unexpected hit, whether from job loss, medical emergencies, or any other number of circumstances. Our team at Raceway Kia understands that, which is why our auto financing center works with customers of all credit histories. Whether you have some spots in your past or have a pristine report, our dedicated financial experts will be able to work with local lenders and national agencies to find the best rates for your current state.

Apply for an Auto Loan in Freehold, NJ

If you are getting ready to buy a new car and have questions about how to go about paying for it, visit us at Raceway Kia. Our finance department is available six days a week for consultation, and our online tools are available at any time, any day at your convenience. So call or visit today! We look forward to speaking with you.